When inspiration strikes, say yes with confidence - pay off your purchase on your terms with Affirm.
Buying with Affirm is simple
1. Fill your cart
When you're done shopping, select Affirm at checkout.
2. Complete your purchase
Enter a few pieces of info for a real-time decision.
3. Pay over time
Make 4 payments every 2 weeks at affirm.com or in the Affirm app.
Just select
at checkout
Say yes with confidence
When you buy with Affirm, you always know exactly what you 'II owe and when you'll be done paying. You'll never pay a hidden fee-or any fee, for that matter.
Transparent
You’ll never owe more than you agree to up front
Simple
It only takes a moment, and checking your eligibility won't affect your credit score.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and a down payment may be required.
FAQs
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com. or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus.
Can I return an item I bought with Affirm?
Yes-You can return an item you bought with Affirm by initiating the return process with the store.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
